Fire and Water Damage Insurance Claims in Charlotte, NC

Experiencing property damage such as water, flood, storm, or fire can be a dreadful experience. This is because it requires a lot of effort, money, and time to restore your property to its previous condition. Moreover, the process involves a lot of hassle. Unfortunately, there is not much, you can do to reduce these inconveniences and emotional distress as a result of interruption of your daily activities.

Property damage insurance

You can take some precautions to solve the problem. Buying fire and water damage insurance cover can ease your financial burden of dealing with the property damage. In fact, the insurance company covers costs of repairs and assisting you to get back your life on track. However, the majority of homeowners do not know when and how to file insurance claims. Certain terms and conditions are stated in the policy that should be complied with, and the appropriate steps to take to ensure the claims process is smooth.

Water damage insurance claims are the most common. This is because water damage is quite common in this state. The first thing to do in case of water damage whether through a leaking pipe, torrential rains, or flooding, is to inform your insurance company. When contacted earlier, the efficient, and quicker the claims process becomes. The following are steps we will take to ensure your claim process is smooth.

Prevent Additional Damage

As experienced fire and water damage restoration experts, we will prevent additional damage to the property. Some of the things that can be done include turning off water supply system, repair the roof, and remove the water. Also, we ensure your remaining valuables are secure and in good condition.

Record Proof of Damage

We will take videos and pictures of the property to show the extent of the damage. In this way, we ensure you have indisputable evidence to use in filing for water or fire damage insurance claims. We ensure nothing gets thrown away from the scene until the insurance company inspects your property.

Review your insurance policy

We look at your insurance policy and check whether it covers fire and water damage. It is important to review the existing policy to understand all provisions in it. The policy may cover or may not cover:

  • Drain or sewer backup
  • Floods
  • Mold remediation
  • Accidental water and fire damage from HVAC system
  • Living expenses in case you move to temporary accommodation during restoration works

Inventory of damaged possessions

We will develop a comprehensive inventory list of your damaged possessions. We record the model number and the make of the items, actual value of each item, and replacement cost. The process of coming up with this list is time-consuming and difficult. However, it is useful during the claims process.

At Contents Mobile Restoration we help you claim property damage insurance for smoke, fire, mildew, black mold, or water damage in Charlotte NC. We have experienced experts to help you. We will work with you to make the process easy and straightforward. The good thing about us is that:

  • We have 24/7 emergency response team
  • Complete evaluation
  • Work with your insurer
  • Help you start afresh