What To Do After a Fire
Five Things you need to do after a House Fire
Being the victim of a home fire can make you feel helpless and as though your entire life just went up in smoke. It’s overwhelming and difficult to figure out how to pick up the pieces. CMR has been through this countless times with victims of house fires. We want to make sure you find yourself whole again after fire damage. We know you are probably at a loss, that’s why we’ve put together a few tips that can help you and your loved ones move forward toward a fresh start.
Have you Suffered a House Fire?
Call Your Insurance Company
There’s a reason you invested in home insurance. Right after suffering a fire disaster, call your personal insurance agent to discuss your options for rebuilding. Your agent will walk you through your available options and help to fend off calls from public adjustors and contractors trying to offer you potentially confusing deals.
Start looking for a temporary place to stay
If your home has suffered extensive fire damage, it’s obviously unsafe to stay there. If your homeowner’s insurance policy most likely covers “Loss of Use,” this will cover you when it comes to finding temporary shelter, clothing and food during this difficult time. Your insurance agent can walk you through your policy if you’re unsure about what’s included in your coverage.
Once your home has been deemed safe, go through your belongings to determine your total losses. Separate all damaged property from property that can be salvaged and create a list of your damaged items for your insurance company. Once you’ve determined what can’t be saved, include in your list the date you purchased the damaged item, the price paid and a description of the item, as well as any receipts to show proof of purchase. For more information on what your insurance company will require of you, contact your agent. It is often helpful to keep a running inventory of belongings with photos or video of your home. Store these in a fireproof safe.
Take Stock of Your Finances
Even if your house has been deemed a total loss, you still have financial obligations you need to consider. See if your insurance company covers mortgages and consider cancelling Internet or cable services if you know you won’t be able to get back into your home for a while. If you’re planning to pay for home restoration services up front, be sure to calculate project costs with a local restoration company. Your restoration company will help you determine the cost of cleanup or restoration and work with your insurance company if you’re covered.
Hire a Restoration Company
A restoration company like Contents Mobile Restoration will work to combat any water, soot or fire damage your home has suffered. Depending on the severity of the fire, our company can also connect you to the best contractors, architects and professionals to ensure your home is restored. We’ll do everything in our power to get your home rebuilt as quickly as possible and make sure you get the quality treatment you deserve during this difficult time.
Need More Guidance?
Still don’t know what to do after a home fire? Have additional questions or concerns about your next steps? Feel free to contact Contents Mobile Restoration. We’d be happy to help you in any way we can!